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![]() Key Operating and Financial Highlights |
|
| (BDT million) |
| Particulars |
2015 |
2016
|
2017
|
2018 |
2019 |
| Total assets |
66,980 |
73,025
|
76,636
|
82,293 |
90,876 |
| Loan Portfolio |
36,964 |
41,017
|
42,037
|
60,742 |
68,799 |
| Long-term Liabilities |
61,307 |
67,057
|
70,338
|
75,491 |
82,523 |
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![]() Operating Performance |
|
| (BDT million) |
| Particulars |
2015 |
2016 |
2017 |
2018 |
2019 |
| Total Revenue |
4,324
|
4,509
|
4,730
|
4,921 |
5,378 |
| Operating income |
2,950
|
2,970
|
3,066
|
3,154
|
4,551
|
| Operating expenses |
200
|
209 |
234 |
308 |
538 |
| Financial expenses |
1,373 |
1,539 |
1,665 |
1,767 |
827 |
| Profit before tax |
2,750
|
2,761
|
2,832
|
2,846
|
4,013
|
| Net profit after tax |
1,366 |
398 |
531 |
703 |
1,378 |
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![]() Financial Ratios |
|
| (BDT million) |
| Particulars |
2015 |
2016 |
2017 |
2018 |
2019 |
| Debt equity ratio (Times) |
9.86
|
10.35
|
10.09
|
9.93
|
9.09
|
| Debt ratio (%) |
83.48%
|
84.62%
|
82.94%
|
82.10%
|
83.57%
|
| Current ratio (Times) |
8.44
|
13.97
|
13.36
|
8.59
|
15.19
|
| Return on assets (%) |
2.04%
|
0.54%
|
0.69%
|
0.85%
|
1.52%
|
| Return on Investment (%) |
3.70%
|
0.97%
|
1.26%
|
1.16%
|
1.99%
|
| Return on shareholders' equity (%) |
24.08%
|
6.67%
|
8.43%
|
10.34%
|
16.50%
|
| Profit Margin (%) |
31.60%
|
8.82%
|
11.22%
|
14.29%
|
25.63%
|
| Opex as % of Operating Income |
6.78%
|
7.04%
|
7.63%
|
9.76%
|
11.82%
|
| Earnings per share (per BDT 100) |
27.32
|
7.96
|
8.85
|
11.72
|
21.21
|
| % of Classified Loans |
6.22%
|
8.70%
|
10.91%
|
7.15%
|
4.54%
|
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![]() Equity Statistics |
|
| (BDT million) |
| Particulars |
2015 |
2016 |
2017 |
2018
|
2019
|
| Number of shares (No.) |
50,000,000
|
50,000,000
|
55,000,000
|
60,000,000 |
65,000,000 |
| Paid up Capital (BDT million) |
5,000
|
5000 |
5,500
|
6,000
|
6,500
|
| Shareholders' equity (BDT million) |
5,673 |
5,968 |
6,298 |
6,802 |
8,353 |
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Key Operating and Financial Highlights